Applying to Multiple Seaman Loan Lending Companies in the Philippines

Application Advantages

Whenever we buy something, we always want to make sure to know what we can find and get the best choice on the line. This way, we get the assurance to choose only what we think is best for our budget as well as which one fits our taste.

The same thing works for seafarers looking to apply for seaman loan. There are literally so many lending companies out there willing to cater to your loan application.This the very reason why here at the Seaman Loan Company, we make sure to assist you to as many lending companies as we can provide for your loan. We make sure to offer you all our providers as long as you are willing to accept our offer too.

Seaman Loan for 88 Aces Maritime Inc Manning Agency Seafarers

Are you one of the manpower seafarers of 88 Aces Maritime Inc manning agency and you need extra quick cash? Here's how:

88 Aces Maritime Office

Here at seamanloan.com, we offer hassle-free consultation and assistance to all seafarers in applying for personal cash loan without collateral. 

Application assistance and consultation is absolutely 100% FREE. To be able to know if you can qualify, you have 3 choices - either you 1.) call us ASAP using our Contact Us numbers listed below 2.) Fill up our online registration and application form or 3.) Send us an email inquiry using our email address.

Bank Seaman Loan Vs Private Lenders Vs In-House Agency Lending

Seaman On Board

In an article written back in 2014 of August about seaman loan, it mentioned that aggressive approach has recently been implemented by different bank providers for personal loan for seafarers. In-house financing companies within the manning agencies have done the same. As the competition between these two new players in the non collateral loan industry in the Philippines get stiff and tight, private lending companies in the likes of Global Dominion, Asialink Finance Corporation and South Asialink Financing Company, Macondray, Alladdin, Progress, Infinite, EasyCash, Vidalia, Medillo, Metro Credit and the rest, new incentives were sometimes given to loan agents, consultants and duly accredited loan brokers. This is in lieu of providing a good income to these agents in exchange of the possibility that they will have their seaman loan applicants and clients get processed with them.

1 Hour Seaman Loan Approval and Loan Release - Is It Possible with BPI, BDO Bank or Private Lenders?

Seaman Loan 1 Hour Release?

In my 3 years of being a professional and qualified loan consultant for multiple top lending companies in the Philippines including banks like BPI and BDO as well as private lenders, I've proven that a 1 hour seaman loan approval and loan release is not possible. On the other hand, it would be much feasible to have a loan application by any maritime worker approved in probably 3-4 hours.

How to Avoid Getting Denied with Your Seaman Loan Application to Any Lending Company in the Philippines

As a professional and qualified loan consultant for more than 2 years now, I have encountered so many clients applying for seaman loan in the Philippines getting denied with their application. Now, there are so many reasons based from my own study and experience why a seafarer (seaman or seawoman) gets denied on their loan.

Lending Company for Allottee Loan of Seaman in the Philippines

Pinoy Seaman Onboard

Apart from seaman loan, the receiver of extra salary called allotment may also apply for a loan. This is called as the allottee loan and if you are one and would like to get quick cash in the Philippines, there are a lot of choices. As a professional and qualified Filipino loan consultant, I would like to tip you off where you can apply for and find a lending company for allottee loan of seaman.

First off, there is a lending company that offers allotment loan only if you have already gotten approved of a previous loan application and your payment status is in good standing. On the other hand, if you do not have good standing for your payment, chances are, since you are already in what is called in the lending industry in the Philippines as bad credit seaman, you will no longer be allowed to apply or qualify for a loan.

Seaman Loan No Advance Interest No Agents Fee

It's a wrong impression to think that seaman loan lending companies charge for agent's fee or advance interest or that loan proceeds get deducted with such fees and charges unless otherwise it is specified or declared by your loan agent and presented to you by the lending marketing and loan presenting officers in the form of the different charges for your loan application. This presentation is done upon final approval and before loan contract signing.

Please be reminded that as a loan broker or consultant, I don't refer seafarers to lending companies that charge advance interest or agent's or broker's fee unless otherwise the maritime worker had no other choice but to go for the last resort option due to delinquent and bad credit accounts with a bank or a previously applied loan in other lending providers and private financing firms. Hidden charges is against the law and seafarers should know that. This fact being so, all the loan charges with my providers will be presented to you upon loan final approval before you sign the loan contract. Otherwise, if anything is not clear to you, then don't sign and get the loan or you can ask what the charges are about upon loan presentation before final availment.

Disclosure of Exact Departure Date for Seaman is Critical for Loan Approval

I have been assisting seafarers for more than 2 years now and from my own experience although small case as it seems, the exact date of departure of a seaman is something that should not be neglected by the loan applicant in the process of seaman loan application. The reason is quite obvious - lending companies will not approve any loan application if the crewing manager or fleet manager will not disclose an exact date of departure of the seaman.

Seaman Loan for Abosta Ship Management Corp Seafarers

Are you working for this shipping company or carrier? If you are one of their seaman, it's about time you know that your liner is duly accredited with one of the lowest interest seaman loan lending company in the Philippines, Manila. This means that should you need financial assistance or fast cash loan, we can definitely offer you our 1 day release credit for seafarers. Just contact us above and we'd be glad to pre-qualify and assist you regardless of how much salary you have or if you are a first timer or not.

Co-Borrower Issues for your Seaman Loan and How to Qualify for Allottee with 60 Years Old and Above

Lowest Interest Rate Loan

Basically, many lending companies prefer less risk with a loan in approving them especially for a non-collateral loan like a seaman loan. But what if your co-borrower or allottee is your mother or aunt or a nearest relative who happens to be a senior citizen? What happens if your co-borrower is already over the age of 60 years? Is there a way to still get consideration for such special case?

Well, in many cases, the only way to remedy this allottee co-borrower problem is to provide another co-borrower who is also an immediate relative. To the least, a nearest relative. If this happens, you may or may not need to change your allotment certificate with your manning agency.

Loan for Cabin Steward Position Seafarer

Pinoy seafarers are known of their good service and tidiness in work as well as in working environment. That is probably one of the reasons why many cruise ships, luxury ships and passenger vessels prefer to have a cabin steward on hand.

If you are serving any of the duly licensed maritime agencies with this position, this is your chance to know more about how to apply for a cabin steward loan with my help through my multiple top lending company providers. Yes, I have different providers willing to give you emergency loans otherwise known as fast loan for maritime workers. If you are one, please use my contact form above or visit this list of accredited manning agencies with valid license to recruit seafarers for cabin steward position here - http://www.cashloansphilippines.com/manning-agencies-in-the-philippines-with-valid-license-for-seaman-loan-guide/.

Cash Loan for Tipping Type Seafarers

Tipping Type Salary for Seafarer

I just realized yesterday, October 29, 2013 that there is a type of seafarer salary called as tipping style or those who are pay on board type. Yesterday was a dilemma for a loan consultant who didn't know yet and haven't experienced this case of a loan applicant for my seaman loan product although I must admit that this is the first time, it also taught me a good lesson for the day to add up to my experience.

Seaman Loan No ATM

No ATM Surrender Seaman Loan

So what characterizes the seaman loan no ATM needed credit? First off, for being in the lending industry for cash loans in the Philippines for more than 2 years now, I have experienced so many inquiries from maritime workers or seafarers. Most of them who are looking to be given the chance to apply for fast credit would ask if my loan providers will need to take their ATM card for allotment to a loved one, usually the wife.

Crossworld Maritime Agency: Why Negative to All Lending Companies and No Loan for Seaman Working for this Company?

Crossworld Marine Office

I have encountered twice in my career offering professional FREE service as a freelance loan consultant and assistant in the Philippines for seaman loan. Although I am one of the first to get accredited and affiliated with multiple top lending companies all over the country, I have never encountered any seaman applying for the maritime loan to get denied to all lending companies except for one.

The seaman I am talking about is affiliated and employed with Crossworld Marine Services Inc. I chose that seafarer and I will not disclose his name for privacy purposes. The mariner deserves to know that if and should he need a loan and he is employed with Crossworld, he cannot be accepted to any lending company except for one. The reason is clear according to my experience as well as for the seafarer's story.

Different Lending Companies that Offer Seaman's Loan in the Philippines

Seaman's Loan is one of the first types of non collateral loan in the Philippines that received a recognition for being the fastest to get processed and approved. Most lending companies, private ones, have it at 1 day release and approval. This means that if you have the right and complete set of requirements to submit to the lending company, chances are you are going to get your loan proceeds the same day.

Seaman's Loan No Co Maker No Co-Borrower

Seaman Loan Philippines

Of all non collateral loans, only the seaman loan offers the 1 day release loan in the Philippines, the fastest and perhaps the most given priority by many lending companies from banks to private providers. It is a fact though that this type of loan in the Philippines will always require seafarers to have a co-maker or co-borrower because again, it is a non-collateral loan. Being an unsecured type of loan, many lending companies will require you to provider a co-lendee. This is the only way security that the principal borrower will be able to pay the loan proceeds, otherwise, someone else will through the providence of a co-maker or co-borrower.

Seaman Loan for PTC Seafarers - Philippine Transmaritime Carriers Inc

PTC or Philippine Transmaritime Carriers Inc is one of the biggest companies helping seafarers get their share of employment and deployment to different top manning agency seaman hiring companies and shipping companies abroad. They have one of the widest scope of coverage with respect to service providers that would hire seafarers, seaman and seawoman looking for a shipping or manning vessel to work in to.

Seaman OFW Loan - Lowest Interest Rate at 2.75% for Ship or Vessel Officials

Are you a vessel or ship official and you need to get fast cash loan? If so, you are going to need to apply for the seaman loan lowest interest rate and just perfect, we have just the right lending company provider for that.

With a very low interest rate of 2.75%, you can achieve your goal to get finance for your immediate and emergency needs. We offer seaman loan for vessel officers with a guaranteed lowest interest rate mentioned above. All you need in order to pre qualify is to pass our initial interview and if your manning agency is not on our hot list of banned shipping agencies, the cash is yours. Please visit here - http://seamanloans.com/ for more information.

Seaman Loan Lowest Interest without Taking Your ATM

Apply for Lowest Interest Seaman Loan - Call Me Now!

Many seafarers and maritime workers know the use of an ATM which is basically to have their allotment deposit placed while onboard a shipping vessel. While some seafarers are on a pay on board status, most mariners have an allotment for their family apart from the regular on board salary.

Seafarer Lending for Crew of Scanmar Maritime Services Manning Agency

Scanmar Maritime Crewing Services

Scanmar Maritime Services is one of the most dependable and high salary giving manning agencies in the Philippines. It is also accredited to many lending companies offering seafarer loan to maritime crew in the industry. If you are working for this POEA accredited crewing agency, then you have a place to turn to if you need cash loan to leave for your family or have your house financed to be finished to serve as a housing loan for seaman or seawoman.