How to Avoid Getting Denied with Your Seaman Loan Application to Any Lending Company in the Philippines

As a professional and qualified loan consultant for more than 2 years now, I have encountered so many clients applying for seaman loan in the Philippines getting denied with their application. Now, there are so many reasons based from my own study and experience why a seafarer (seaman or seawoman) gets denied on their loan.

Seaman Loan Lowest Interest without Taking Your ATM

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Many seafarers and maritime workers know the use of an ATM which is basically to have their allotment deposit placed while onboard a shipping vessel. While some seafarers are on a pay on board status, most mariners have an allotment for their family apart from the regular on board salary.